{"id":1302,"date":"2025-05-14T22:44:59","date_gmt":"2025-05-14T22:44:59","guid":{"rendered":"https:\/\/aureacred.com.br\/?page_id=1302"},"modified":"2025-05-14T22:53:13","modified_gmt":"2025-05-14T22:53:13","slug":"faqs","status":"publish","type":"page","link":"https:\/\/aureacred.com.br\/?page_id=1302","title":{"rendered":"FAQs"},"content":{"rendered":"<style>.elementor-1302 .elementor-element.elementor-element-58a209d9 > .elementor-container{max-width:1200px;}.elementor-1302 .elementor-element.elementor-element-58a209d9 > .elementor-container > .elementor-column > .elementor-widget-wrap{align-content:center;align-items:center;}.elementor-1302 .elementor-element.elementor-element-58a209d9:not(.elementor-motion-effects-element-type-background), .elementor-1302 .elementor-element.elementor-element-58a209d9 > .elementor-motion-effects-container > 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data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;triangle&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500.2,94.7L0,0v100h1000V0L500.2,94.7z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-64b5d065\" data-id=\"64b5d065\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-729e5373 elementor-widget elementor-widget-heading\" data-id=\"729e5373\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6beb6855 elementor-icon-list--layout-inline elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6beb6855\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Home<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">FAQ<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5aebfec8 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5aebfec8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-212c25d8\" data-id=\"212c25d8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1e3671c8 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1e3671c8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-34fc2207\" data-id=\"34fc2207\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b54bde7 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"3b54bde7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4eed099 elementor-widget__width-initial elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4eed099\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90bab0 elementor-widget elementor-widget-heading\" data-id=\"90bab0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Perguntas Frequentes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bfdd032 elementor-widget elementor-widget-jkit_accordion\" data-id=\"4bfdd032\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jkit_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-accordion style-shadow jeg_module___69fc336501bbe\" ><div class=\"card-wrapper expand\">\n                <div class=\"card-header\">\n                    <a href=\"#expand-8fab880\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-8fab880\" aria-controls=\"expand-8fab880\">\n                        <span class=\"title\">Quais s\u00e3o os principais tipos de cr\u00e9dito dispon\u00edveis para PF e PJ?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-8fab880\" style=\"display:block\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Pessoa F\u00edsica: Cons\u00f3rcio, empr\u00e9stimo pessoal, consignado, financiamento de ve\u00edculos ou im\u00f3veis, home equity, car equity.<\/span><span style=\"font-weight: 400\"><br \/><\/span><span style=\"font-weight: 400\">Pessoa Jur\u00eddica: cr\u00e9dito subsidiado, cons\u00f3rcio estruturado, capital de giro, cr\u00e9dito internacional, cr\u00e9dito rotativo, financiamento de m\u00e1quinas e im\u00f3veis, antecipa\u00e7\u00e3o de receb\u00edveis e cons\u00f3rcio tradicional.<\/span><\/p><p><span style=\"font-weight: 400\">Qual o melhor cr\u00e9dito do mercado?<\/span><span style=\"font-weight: 400\"><br \/><\/span><span style=\"font-weight: 400\">Existem diversas modalidades, cada uma com sua caracter\u00edstica espec\u00edfica para um momento. O ideal \u00e9 obter ajuda de um consultor que possa focar na sua necessidade e montar a melhor estrat\u00e9gia, que n\u00e3o seja representante de uma bandeira ou que seja especialista em apenas um tipo de produto.<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-34c3ab0\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-34c3ab0\" aria-controls=\"expand-34c3ab0\">\n                        <span class=\"title\">Qual a diferen\u00e7a entre cr\u00e9dito com garantia e sem garantia?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-34c3ab0\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Com garantia: oferece taxas menores (ex: im\u00f3vel, ve\u00edculo).<\/span><span style=\"font-weight: 400\"><br \/><\/span><span style=\"font-weight: 400\">Sem garantia: \u00e9 mais r\u00e1pido, por\u00e9m com juros mais altos.<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-c4c4b7d\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-c4c4b7d\" aria-controls=\"expand-c4c4b7d\">\n                        <span class=\"title\">O que \u00e9 CET (Custo Efetivo Total) e por que ele importa?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-c4c4b7d\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">\u00c9 o custo real do cr\u00e9dito, incluindo juros, tarifas, seguros e encargos. Permite comparar diferentes propostas de forma justa.<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-e457e03\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-e457e03\" aria-controls=\"expand-e457e03\">\n                        <span class=\"title\"> Empresas novas conseguem cr\u00e9dito?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-e457e03\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Sim, mas com mais exig\u00eancias. \u00c9 importante ter um bom plano de neg\u00f3cios, organiza\u00e7\u00e3o cont\u00e1bil e, se poss\u00edvel, apresentar garantias ou avalistas.<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-7142d94\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-7142d94\" aria-controls=\"expand-7142d94\">\n                        <span class=\"title\"> O que impacta na aprova\u00e7\u00e3o de cr\u00e9dito?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-7142d94\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Score de cr\u00e9dito<\/span><\/p><p><span style=\"font-weight: 400\">Hist\u00f3rico de pagamento<\/span><\/p><p><span style=\"font-weight: 400\">Capacidade de pagamento (renda ou fluxo de caixa)<\/span><\/p><p><span style=\"font-weight: 400\">Garantias dispon\u00edveis<\/span><\/p><p><span style=\"font-weight: 400\">Endividamento atual<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-e05d4f8\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-e05d4f8\" aria-controls=\"expand-e05d4f8\">\n                        <span class=\"title\">Quais documentos s\u00e3o exigidos para capta\u00e7\u00e3o de cr\u00e9dito?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-e05d4f8\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Pessoa F\u00edsica: CPF, RG, comprovante de renda e resid\u00eancia, extrato banc\u00e1rio, IRPJ e recibo de entrega<\/span><span style=\"font-weight: 400\"><br \/><\/span><span style=\"font-weight: 400\">Pessoa Jur\u00eddica: CNPJ, contrato social, faturamento assinado pelo contador e s\u00f3rcio, balan\u00e7o patrimonial, DRE, certid\u00f5es negativas e documentos dos s\u00f3cios.<\/span><\/p><p><span style=\"font-weight: 400\">Obs: As administradoras poder\u00e3o pedir documenta\u00e7\u00f5es adicionais conforme a necessidade espec\u00edfica de cada cr\u00e9dito, como por exemplo planos de neg\u00f3cio para cr\u00e9dito de inova\u00e7\u00e3o, matr\u00edcula do im\u00f3vel a ser dado em garantia, documenta\u00e7\u00e3o dos avalistas<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-b183904\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-b183904\" aria-controls=\"expand-b183904\">\n                        <span class=\"title\">Como reduzir os juros de um cr\u00e9dito?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-b183904\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Ofere\u00e7a garantias reais<\/span><\/p><p><span style=\"font-weight: 400\">Tenha bom hist\u00f3rico de pagamento<\/span><\/p><p><span style=\"font-weight: 400\">Negocie prazos e modalidades com a institui\u00e7\u00e3o<\/span><\/p><p><span style=\"font-weight: 400\">Escolha cr\u00e9dito com finalidade definida (ex: investimento fixo)<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-2f233cf\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-2f233cf\" aria-controls=\"expand-2f233cf\">\n                        <span class=\"title\">Quais s\u00e3o os principais riscos da capta\u00e7\u00e3o de cr\u00e9dito?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-2f233cf\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Comprometimento excessivo da renda\/fluxo de caixa<\/span><\/p><p><span style=\"font-weight: 400\">Inadimpl\u00eancia<\/span><\/p><p><span style=\"font-weight: 400\">Perda de garantias<\/span><\/p><p><span style=\"font-weight: 400\">Dificuldade futura de acesso a cr\u00e9dito<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-ab8b786\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-ab8b786\" aria-controls=\"expand-ab8b786\">\n                        <span class=\"title\">Posso utilizar cr\u00e9dito para reestruturar d\u00edvidas?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-ab8b786\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Sim. Muitas empresas e pessoas f\u00edsicas recorrem ao cr\u00e9dito mais barato para quitar d\u00edvidas com juros altos. Mas \u00e9 preciso planejamento para n\u00e3o gerar novo endividamento.<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-678cc3c\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-678cc3c\" aria-controls=\"expand-678cc3c\">\n                        <span class=\"title\">O que considerar antes de contratar um cr\u00e9dito?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-678cc3c\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Necessidade real do recurso<\/span><\/p><p><span style=\"font-weight: 400\">Custo efetivo total (CET)<\/span><\/p><p><span style=\"font-weight: 400\">Capacidade de pagamento<\/span><\/p><p><span style=\"font-weight: 400\">Cl\u00e1usulas contratuais<\/span><\/p><p><span style=\"font-weight: 400\">Alternativas mais econ\u00f4micas (como cons\u00f3rcio estruturado, por exemplo)<\/span><\/p><p><span style=\"font-weight: 400\">\ud83d\udd39<\/span><span style=\"font-weight: 400\"> Parte 2: Cons\u00f3rcio Estruturado (5 perguntas)<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-b814f6e\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-b814f6e\" aria-controls=\"expand-b814f6e\">\n                        <span class=\"title\">O que \u00e9 cons\u00f3rcio estruturado?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-b814f6e\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">\u00c9 uma estrat\u00e9gia de aquisi\u00e7\u00e3o e alavancagem que utiliza cotas de cons\u00f3rcio de forma planejada para acessar bens ou recursos, potencializando o uso financeiro sem juros banc\u00e1rios.<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-6751d97\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-6751d97\" aria-controls=\"expand-6751d97\">\n                        <span class=\"title\"> Quem pode se beneficiar do cons\u00f3rcio estruturado?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-6751d97\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Tanto PF quanto PJ. Ideal para quem deseja planejamento de m\u00e9dio\/longo prazo, crescimento patrimonial, expans\u00e3o de ativos ou refor\u00e7o estrat\u00e9gico de caixa.<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-70eadb5\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-70eadb5\" aria-controls=\"expand-70eadb5\">\n                        <span class=\"title\">Como o cons\u00f3rcio estruturado pode ser usado como ferramenta de cr\u00e9dito?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-70eadb5\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Ao ser contemplado, o consorciado pode usar a carta de cr\u00e9dito para adquirir bens, que podem ser revendidos, locados ou utilizados no neg\u00f3cio. Tamb\u00e9m pode vender a cota contemplada com valoriza\u00e7\u00e3o.<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-db9cb19\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-db9cb19\" aria-controls=\"expand-db9cb19\">\n                        <span class=\"title\">Quais os benef\u00edcios do cons\u00f3rcio estruturado para empresas?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-db9cb19\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Controle de endividamento<\/span><\/p><p><span style=\"font-weight: 400\">Sem juros banc\u00e1rios<\/span><\/p><p><span style=\"font-weight: 400\">Planejamento fiscal<\/span><\/p><p><span style=\"font-weight: 400\">Aquisi\u00e7\u00e3o de ativos produtivos<\/span><\/p><p><span style=\"font-weight: 400\">Alavancagem patrimonial<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-cfced8c\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-cfced8c\" aria-controls=\"expand-cfced8c\">\n                        <span class=\"title\"> Quais os cuidados ao usar cons\u00f3rcio estruturado?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-cfced8c\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Exige an\u00e1lise t\u00e9cnica e planejamento financeiro<\/span><\/p><p><span style=\"font-weight: 400\">Tempo para contempla\u00e7\u00e3o pode variar<\/span><\/p><p><span style=\"font-weight: 400\">\u00c9 essencial escolher administradora autorizada pelo Banco Central<\/span><\/p><p><span style=\"font-weight: 400\">Deve ser estruturado com apoio de especialista<\/span><\/p><\/div><\/div>\n            <\/div><div class=\"card-wrapper \">\n                <div class=\"card-header\">\n                    <a href=\"#expand-b8fcb55\" class=\"card-header-button\" aria-expanded=\"false\" data-target=\"#expand-b8fcb55\" aria-controls=\"expand-b8fcb55\">\n                        <span class=\"title\"> Quais os cuidados ao usar cons\u00f3rcio estruturado?<\/span><div class=\"right-icon-group\">\n                <div class=\"normal-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n                <div class=\"active-icon\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n            <\/div>\n                    <\/a>\n                <\/div>\n                <div class=\"card-expand\" id=\"expand-b8fcb55\" style=\"display:none\"><div class=\"card-body\"><p><span style=\"font-weight: 400\">Exige an\u00e1lise t\u00e9cnica e planejamento financeiro<\/span><\/p><p><span style=\"font-weight: 400\">Tempo para contempla\u00e7\u00e3o pode variar<\/span><\/p><p><span style=\"font-weight: 400\">\u00c9 essencial escolher administradora autorizada pelo Banco Central<\/span><\/p><p><span style=\"font-weight: 400\">Deve ser estruturado com apoio de especialista<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400\">Quais cuidados devo tomar na capta\u00e7\u00e3o de cr\u00e9dito ?<\/span><\/p><p><span style=\"font-weight: 400\">\u274c<\/span><span style=\"font-weight: 400\"> Evite sempre que poss\u00edvel:<\/span><\/p><p><span style=\"font-weight: 400\">Cheque especial (juros alt\u00edssimos, acima de 7% a.m.)<\/span><\/p><p><span style=\"font-weight: 400\">Rotativo do cart\u00e3o de cr\u00e9dito (mais de 10% a.m.)<\/span><\/p><p><span style=\"font-weight: 400\">Empr\u00e9stimo pessoal sem garantia, se voc\u00ea tiver score baixo (juros elevados)<\/span><\/p><p><span style=\"font-weight: 400\">Aceitar condi\u00e7\u00f5es de cr\u00e9dito sem pesquisar levado pela comodidade da oferta no momento.<\/span><\/p><\/div><\/div>\n            <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>FAQ Home FAQ FAQ Perguntas Frequentes Quais s\u00e3o os principais tipos de cr\u00e9dito dispon\u00edveis para PF e PJ? Pessoa F\u00edsica: Cons\u00f3rcio, empr\u00e9stimo pessoal, consignado, financiamento de ve\u00edculos ou im\u00f3veis, home equity, car equity.Pessoa Jur\u00eddica: cr\u00e9dito subsidiado, cons\u00f3rcio estruturado, capital de giro, cr\u00e9dito internacional, cr\u00e9dito rotativo, financiamento de m\u00e1quinas e im\u00f3veis, antecipa\u00e7\u00e3o de receb\u00edveis e cons\u00f3rcio [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-1302","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/aureacred.com.br\/index.php?rest_route=\/wp\/v2\/pages\/1302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aureacred.com.br\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/aureacred.com.br\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/aureacred.com.br\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aureacred.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1302"}],"version-history":[{"count":10,"href":"https:\/\/aureacred.com.br\/index.php?rest_route=\/wp\/v2\/pages\/1302\/revisions"}],"predecessor-version":[{"id":1315,"href":"https:\/\/aureacred.com.br\/index.php?rest_route=\/wp\/v2\/pages\/1302\/revisions\/1315"}],"wp:attachment":[{"href":"https:\/\/aureacred.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}